Moving into a new house is a stressful process. But with these tips and advice, you'll be able to smooth out the process and get into your new home faster.
It’s no use lying, moving is difficult. More than difficult, it’s stressful. Changing addresses and physically moving from one location to another is one of the most stressful things that Americans can do. It’s the second one in fact. The first is losing a member within your immediate family and the third is losing your job. The good news is that unlike the first and third options, when you complete the process of buying a new house, it’s something to be happy about. You have succeeded! There’s a home and you have the key. This a place where you’ll find solace. A place to celebrate good times with your family and friends. And it’ll be attached to your name too. Getting into that house, however, is a challenging task.
A simple way would be to don a magical item and “will” your way into the house. Wave your fingers and create a mystical portal to take you from having no house into a house of your own. Sigh. That’d be nice. Even then, however, such trickery would be blocked by other forces. For example; Dr. Strange trying to move from one house to another, without getting killed by the bad guys. (Warning, there is a little language at the beginning of the clip)
House Hunting for SorcerersDr. Strange, the 2016 sci-fi/action flick from Marvel, centers on Dr. Stephen Strange. He’s a gifted surgeon who loses the use of his hands. In his search to regain use of them, he gets involved in a rather confusing war between mystical forces. The good guys want to protect earth from entities that want to consume it. The bad guys want to offer up earth to these entities in hopes of gaining immortality. One of the main tools they use is the Sling Ring. To use this ring, the wearer needs to wave their hands and think of a destination. Abracadabra! There’s a portal taking you to your desired destination. This little ring becomes a plot point in the film, helping both Dr. Strange and his enemies to move freely in and out of structures. If one of these were to fall into the hands of a real estate agent, I can imagine the process of buying and selling real estate would be much, much, easier. Touring new homes would be much faster because you cut out traffic. And once the new home is selected, then abracadabra, you go to the office to sign papers. That’d be nice. But we’re not all sorcerers. Until such a thing is possible, the stress level of getting into a new house is reliant on how well you chose a real estate agent. And not just a singular real estate agent, but a team.
House Hunting for Real PeopleWhen you’re looking for a new home, it’s a wonderful time as you look at model homes and home pictures to determine what home is right for you.
Pre-ApprovalTo make those dreams a reality, the first step is often getting pre-approved for a home loan. If there’s no paperwork involved, then you’ll most likely do all of this online through your bank. You’ll most likely have to provide proof of employment with pay stubs. You’ll also have to declare any outstanding debts you have. This is stuff like your current mortgage (if you’re already living have a house), credit cards, your automobile loans, and any other significant purchases you’re still getting a bill for. After all, this is submitted, your bank, or the lending institution of your choice, will run a soft credit check. They’ll decide to approve you or not. Seasoned real estate agents caution, even after pre-approval, that you avoid large purchases. It might even help not to buy anything on credit. This is because once you’re pre-qualified for a loan, it’s based on your credit score on a particular date. It’s not set in stone. Throughout the purchasing process, more than one entity will be looking at your credit score. If it goes up or down too drastically, then this will hamper the closing process. This is not to say you can’t buy anything while you wait for your house to close. What you should do is avoid large purchases on credit. Speak with your real estate agent to get a better idea of how big “big” is.
HOAsAnother surprise to look out for is when it comes to selling your home. If you live in a neighborhood with a Home Owners Association (HOA), these can be especially problematic. First off, let me just say that HOA’s are helpful in many ways. But they can also incur strange and unseen costs. If the seller isn’t paying attention, then it’ll be a shock when the HOA demands a fee out of seemingly nowhere just as the house is about to close. A good real estate agent, backed by a good team, can help you avoid these types of problems. You’ll most likely deal with a lead real estate agent the entire time. But they’ll have others working behind them to make sure all the boxes are checked. A good real estate team could mean the difference between a smooth selling and buying experience or an incredibly stressful one.
Get a Home Security SystemJJ Gorena, of The Trey Group based right here in San Antonio, TX, advises homeowners to get a home security system. There are a lot more home security options available these days. And some are very affordable. Furthermore, a home security system will help you save a lot more on homeowners’ insurance. ”It’s not as expensive as it used to be and as long as you don’t go overboard with the new technology, it almost washes itself with cost.” —JJ Gorena, CEO of The Trey Group
Be HonestWhile there is no such thing as sorcery, buying a home has a way of revealing things you wouldn’t have expected. A real estate friend of mine relayed one such story; When it comes time to finalize the buying process, you get herded into an office with a stack of papers. There are pens galore. Real estate agents and other necessary specialists come in and they hand you paper after paper to sign. If you’ve got a good real estate agent, that person will explain each document to you, what it’s for, and most importantly, where to sign. Almost every one of those documents requires you to double check the information and ensure its correct. One such paper will have the names of the people buying the house. And not just the current names, but all previous aliases. In my case, it was my full name right underneath my wife’s full name, and her maiden name. My real estate agent told us about one such signing where the husband was handed this document first. He saw his name and signed on the appropriate space. Then he looked to the line below. There was his wife’s name. And then about three or four more aliases. When he asked wife why there were all those names, THAT is when the wife decided to tell her husband she’d been married before. And not just once, but about three times. My real estate agent recalled that the signing process stopped at that point and everyone had to leave the room while the “happy” couple had a discussion. The moral of the story- be honest!
If you’re in the market for a new home, make sure you find a real estate agent who’s backed by a good team. If you’re in San Antonio, TX or the surrounding area, look into The Trey Group. They help both residential and business clients find a new home. You won’t be disappointed. For those who are just looking, or have just moved into a new home, make sure you get the best internet bundles and packages available. You’ll save some money to put towards that new home. And then you can kick back and relax while you watch Dr. Strange. It’s a good movie, trust me.